Life insurance and Long term care insurance combined

Combine life insurance with long-term care protection to preserve your assets.

Purchase a whole life insurance, with a rider to the policy which pays for long-term care ( home care or care in an assisted living or nursing home). If you do not utilize the long term care benefit, your beneficiary will receive the policy�s face amount.

Example. You apply for a $500,000 whole-life insurance policy, with a rider for long-term care that will pay you 2% of the face amount each month if you need long-term care services. Therefore, you will receive up to $10,000 monthly ($500,000 x 2%) to pay for home-care, assisted living, or nursing home services. Consequently, if you utilize $200,000 for long-term care, your beneficiary will receive the balance $300,000 when you die.  Additionally, you can save a certain amount of assets if you enter the nursing home.

Please also check more information and cost of the Life Insurance and Long Term care Insurance Combined: http://www.mintcofinancial.com/files/pdfs/Nationwide%20Life%20Insurance%20LTC%20rider.pdf

Mintco Financial has helped over a thousand of people to apply for Long Term Care Insurance and protect their assets.


 Contact Michael Minter at 716-565-1300 or visit the website www.MintcoFinancial.com