Nationwide Long Term Care Insurance & Life Insurance Combo

Are you particularly worried about affordabilility?

Take a look on the benefits of the Nationwide Long-term Care Rider:

� Premiums are stabilized so costs won�t skyrocket over time

� You may cover long-term care costs if you need � or pass a legacy on to loved ones if you do not need long term care
� Because it�s a life insurance policy, claims are paid in full � either to the policy owner or their beneficiary (All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company.)

Also, Nationwide�s LTC benefit rider doesn�t require that your client be in perfect health.  Substandard rates are available for those that may have minor medical problems or less-than-perfect health histories that might result in a �standard� rate class for the life insurance, but a �decline� of the LTC rider as with some other carriers that have an LTC benefit on their life policies.

Please visit our website for an idea of costs by age: http://www.mintcofinancial.com/files/pdfs/Nationwide%20Life%20Insurance%20LTC%20rider.pdf

If you have questions call us at 716-565-1300 or e-mail us at anecamara@mintcofinancial.com